Cannabis Financing

Cannabis Business Financing Guides

Plain-language guides for licensed operators who need non-bank capital. Pick the topic that matches your deal.

Working Capital and Lines of Credit

Banks often decline. Specialty lenders fund some deals, at a cost. Here is how to size the gap and compare structures.

Revenue-Based Financing and MCA Alternatives

Factor rates hide the real cost. Convert the offer, compare the alternatives and plan the exit before you sign.

Receivables and Inventory Financing

Waiting sixty days for a dispensary to pay is a financing problem. Here are the tools that solve it and what they cost.

Equipment Financing

The equipment secures the deal. That makes it one of the easier things to finance. Pick the structure that fits how long you will use the gear.

Social Equity and State Loan Programs

Public programs can be the cheapest capital in cannabis. They also have the most paperwork. Know the types before you chase one.

Banks, Credit Unions and SBA

The banking door is narrow, not locked. Credit unions and a few banks serve the industry if your file is clean.

Loan Requirements, Rates and Fees

Rates get the headline. Fees and prepayment terms decide what you actually pay. Read the whole term sheet.

Best Lenders and Loan Brokers

No single lender is best. The right one fits your deal size, state and speed. Here is how to compare them fairly.

Not financial or legal advice. Cannabis remains federally restricted. Confirm current rules and terms before you sign.