By accessing or using onlinebusinesslineofcredit.com ("the Site"), you agree to these Terms of Service. If you do not agree to these terms, please do not use the Site.

Nature of the Site

Meridian Private Line is an independent editorial and referral intermediary. We publish educational content about business financing options.

Where requested, we refer qualified business owners to licensed lending institutions. We are not a bank, lender, credit union, or registered financial advisor.

Nothing on this Site constitutes a loan offer, credit approval, or binding financial agreement. All financing decisions are made exclusively by third-party licensed lenders.

Acceptable Use

Permitted Uses

  • Reading and sharing our educational articles for personal or business research
  • Using our tools and calculators for illustrative financial planning
  • Submitting a credit inquiry to be referred to a lending partner
  • Contacting us with questions about our content or services

Prohibited Uses

You may not use this Site to:

  • Scrape, copy, or republish our content without written permission
  • Submit false or fraudulent information in any form or inquiry
  • Attempt to gain unauthorized access to any portion of the Site
  • Introduce malware, viruses, or any harmful code
  • Use the Site in any manner that violates applicable law

Intellectual Property

All content on this Site, including articles, guides, tools, graphics, and logos, is owned by Meridian Private Line or its content licensors. It is protected by applicable copyright and trademark law.

You may link to our content but may not reproduce it in full without prior written consent.

Brief quotations for commentary, criticism, or educational purposes are permitted. Appropriate attribution must be given.

Affiliate and Referral Relationships

Some links and referrals on this Site may result in compensation to Meridian Private Line. This occurs when you apply for or obtain financing.

This compensation helps fund our editorial operations. It does not affect which products we cover or our recommendations.

Full disclosures are provided on each relevant page and in our Disclaimer.

Disclaimer of Warranties

The Site and all content are provided on an "as is" and "as available" basis. No warranties of any kind are made, either express or implied.

Meridian Private Line makes no warranty that the Site will be error-free. It will not be interrupted or free of viruses or harmful components.

Financial information, rates, and product details are illustrative purposes only. They may not reflect current market conditions.

Always verify information directly with lenders before making financing decisions.

Limitation of Liability

To the maximum extent permitted by law, Meridian Private Line shall not be liable. This covers indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

It also covers damages from reliance on any content published here.

Our total liability for any claim arising from use of the Site shall not exceed the amount you paid us. This is measured in the 12 months preceding the claim.

For most users, this is $0, as the Site is free to access.

Third-Party Links

The Site contains links to third-party websites and services. These links are provided for your convenience and do not constitute an endorsement.

Meridian Private Line has no control over third-party content. We accept no responsibility for it.

Governing Law

These Terms of Service are governed by the laws of the State of Utah. Conflict of law provisions are not considered.

Any disputes arising under these terms shall be resolved in state or federal courts. These courts must be located in Davis County, Utah.

Changes to These Terms

We may update these Terms of Service at any time. The "Last Updated" date at the top of this page reflects the most recent revision.

Your continued use of the Site after any changes constitutes acceptance of the revised terms.

Contact

Questions about these Terms may be directed to us via our Contact page. You may also call (888) 653-0124.

Related policies: Privacy Policy  |  Disclaimer & Disclosures  |  Editorial Policy